At Meridian Credit Services, we have a thorough understanding of the laws that protect you.

Equal Credit Opportunity Act - ECOA Credit Repair Organizations Act - CROA Fair and Accurate Credit Transaction Act Fair Credit Reporting Act - FCRA Fair Debt Collection Practices Act - FDCPA

These four laws were established to protect consumers' rights regarding your credit reports. Both the creditors and credit bureaus are legally obligated follow these laws to insure that your credit is being reported accurately.

We are experts at improving your credit profile and increasing your FICO score by addressing issues with accounts such as:

Inquiries Bankruptcies Incorrect Personal Info ID Theft Foreclosures Closed Accounts Late Payments Child Support Out-Dated Reporting Collections Judgments And More… Charge Off's Student Loans     Repossessions Tax Liens

By assisting you in repairing your credit, your higher FICO score will help you enjoy lower costs on items such as:

Mortgage Loans Lines of Credit Business credit Homeowner's insurance Car Insurance Car Loans Personal Loans Credit Cards

And even benefit from better Job Opportunities!